> ## Documentation Index
> Fetch the complete documentation index at: https://berachain-422fce37-docs-staking-pool-install-cli.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.
# Rewards for Lenders
> Vault APY, native lending yield, and PoL reward yield from staking vault shares.
Bend offers additional yield on Berachain's native stablecoin \[\$BUSD]\(/general/tokens/busd). Each [Vault](/bend/learn/vault) is managed by [Curators](/bend/learn/curator), who choose which [Markets](/bend/learn/market) supply \$BUSD as a loan for specific collateral (\$WETH, \$WBERA, \$WBTC, etc.).
## Vault APY yields
A vault may offer one or both of:
1. [**Native APY**](#native-apy) — Yield from lending \$BUSD in the vault's markets.
2. [**PoL reward yield**](#pol-reward-yield) — Yield from staking vault shares in an eligible [Proof-of-Liquidity Reward Vault](/general/proof-of-liquidity/reward-vaults).
See the [Deposit & Withdraw Guide](/bend/guides/deposit-withdraw) to deposit.
### Native APY
Native APY comes from lending \$BUSD to the collateral types the vault's Curator has enabled. APY depends on borrow rates and utilization—how much of the supplied \$BUSD is borrowed.
Each vault shows its allocation and supply yield.
### PoL reward yield
PoL reward yield comes from [validators directing Reward Vault emissions](/general/proof-of-liquidity/block-rewards) to a Bend vault's whitelisted Reward Vault. When you supply \$BUSD to a vault, you receive receipt tokens (shares). Stake those receipt tokens in a whitelisted Reward Vault to become eligible for reward claims.
You must stake the receipt tokens and claim rewards to realize this yield. Rewards are paid as \$WBERA.
